October is National Cybersecurity Awareness Month! At CCCU, protecting our members goes beyond finances - your digital safety matters, too. Throughout the month, we'll be sharing tips to our socials and on our blog to help you stay secure online, avoid scams, and keep your personal information safe. Stay tuned and stay cyber smart with us!
4.99% APR for the first 12 Months*. Plus, we'll cover your set-up fees!**
A HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC
Access your home equity with one simple application and experience the following benefits with CCCU.
Lower interest rates
Set-up fees waived**
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
How to use a HELOC
With a HELOC, the possibilities are truly limitless.
*APR (ANNUAL PERCENTAGE RATE). The 4.99% APR is a promotional rate available up to 12 months from the date the account is funded. All loans subject to credit approval. New advances only. Not valid on existing CCCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 7.50%, with a maximum rate of 18% as of 06/01/2025, and are subject to change. Offer valid on primary residences only. Homeowners insurance is required for every line of credit.
**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Offer valid on primary residences only. Homeowners insurance is required for every line of credit.
This is a limited time offer that may end at any time. See credit union for further details.
We Have a Winner!
Congratulations to our 2025 Scholarship Program winner, Lily Vu! Lily wowed the scholarship committee not only with her academics, but also countless hours of community service and participation on her high school robotics team and in science fairs. Lily plans on pursuing a degree in Electrical and Computer Engineering, with the goal of becoming a nuclear engineer focused on clean energy solutions.
Do You Have a Financial Plan? Our Team Can Help You Create One.
Contact our team today for a free investment review
Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
U.S. Treasury Department Converting to Digital Payments
Effective September 30, 2025
U.S. Treasury Department will start issuing all federal payments digitally, eliminating paper checks. This includes payments like Social Security benefits, tax refunds, and other federal disbursements. This change is designed to reduce fraud, speed up delivery times, and cut costs.
Following a thoughtful review of our operations and member needs, we will be closing the Slabtown NW Branch and ATM as of December 5, 2025.
We understand that, for those who consider the NW Branch their home, this news is disappointing. After December 5, the closest CCCU or PCU branches are the CCCU Sandy Branch the PCU St. Vincent Branch. Plus, as a CCCU member, you have access to CO-OP Shared Branches and surcharge-free ATMs. That’s access to over 5,000 additional branch locations and over 30,000 ATMs worldwide. The closest Shared Branch location to the Slabtown NW Branch is .40 miles away:
SELCO Community CU 2465 NW Thurman St. Portland, OR 97210
At this, and many other shared branch locations, you may:
Make deposits
Withdraw cash (limits vary by institution)
Make loan payments
Transfer funds
Print a limited transaction history
Again, we know this news is disappointing and we will miss the community we’ve been a part of for so many years. However, with nearby CCCU and PCU locations, as well as full access to the CO-OP Shared Branch Network, you can continue to enjoy secure, convenient banking—wherever life takes you.
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