Scammers may pretend to be CCCU, but you can stay one step ahead by knowing what to watch for and when to give us a call.
Fraudsters are getting more convincing, and one common tactic is pretending to be from a bank or credit union’s fraud department. They may even “spoof” the phone number so the call looks legitimate, then pressure you to move money using Zelle® or another payment method.
Remember: CCCU will never call and ask you to move money or share sensitive information, such as your Social Security number, date of birth or card number. We’ll also never ask for a verification code unless you called us first.
If something doesn’t feel right, trust your gut. Hang up and call us immediately at 800.444.8115, option 5. We’re always happy to help you confirm whether a call is really from us.
Want to know what other red flags to watch for?
Click below to read our blog to learn more about impersonation fraud.
Buying, refinancing or just browsing? Let us help!
Buying your first home? Ready for a little more space? Thinking about refinancing? CCCU offers competitive mortgage options for all kinds of homebuyers, including conventional, FHA, VA, jumbo and physician home loans.
With our local team by your side, you’ll have friendly, personalized support from people who are here to help make the process a little easier.
Explore our mortgage programs and services. Your next home could be closer than you think.
Luka stood out for his strong academics and involvement in tennis and jazz band. His leadership at several community camps rounded out an impressive mix of talent, dedication, and community spirit. He’s still deciding whether his next chapter will lead to music or medicine, but one thing is certain: Luka has a bright future ahead and we can’t wait to see where he goes next.
Limited Time HELOC Offer
Get a 12-month intro rate of 4.49% APR* (6.50% APR non-intro) of your HELOC. Plus, we'll cover your set-up fees!**
A HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC
Access your home equity with one simple application and experience the following benefits with CCCU.
Lower interest rates
Set-up fees waived**
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
How to use a HELOC
With a HELOC, the possibilities are truly limitless.
*APR (ANNUAL PERCENTAGE RATE). The 4.49% APR is a promotional rate available up to 12 months from the date the account is funded. All loans are subject to credit approval. New advances only. Not valid on existing CCCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 7.00%, with a maximum rate of 18% as of 09/16/2026, and are subject to change.
**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member is responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs.
These are limited time offers that may end at any time. Offers are valid on primary residences only. Homeowners insurance is required for every line of credit. See credit union for further details.
Free Retirement Planning
With the CCCU Wealth Management Team.
We provide members with personalized planning for their retirement goals. From making investment adjustments, early retirement plans, and avoiding tax traps, we help with it all. Don't put it off, schedule a meeting with our team and get confidence in your future.
Contact our team today for a free retirement planning review
Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
For people. Not for profit.
Same financial products and services as the big guys but with a different priority - you, the member.
Being a credit union means we do things a little differently than your typical bank. We’re a not-for-profit financial cooperative, which means our members are also our owners.
Since we don’t have outside investors or shareholders to answer to, our earnings go right back to supporting our members. That means fewer fees, lower rates on loans, higher returns on savings, dividends, better products and services, and investments in technology that make managing your money easier.
These benefits reach beyond your account. When our members save more, borrow smarter and keep more of their hard-earned money, that value ripples out into our local communities.
That’s the special sauce behind being a financial co-op, and one of the many things that makes your credit union a little different.
Upcoming Holiday Closures:
Indigenous Peoples' Day (Monday, October 12)
Veterans Day (Wednesday, November 11)
Thanksgiving Day (Thursday, November 26)
Thanksgiving Friday (Friday, November 27) Christmas Eve - Closed at 2 p.m. (Thursday, December 24)
Christmas (Friday, December 25)
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Consolidated Community Credit Union | www.consolidatedccu.com | 800.444.8115
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