HELOC rates are dropping! Now’s the time to tap into your home’s equity!
A HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC:
Lower interest rates
Setup fees waived*
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
What Can Your Home’s Equity Do for You?
One simple application and you can use the funds to help you achieve your financial goals! While consolidating many outstanding debts into one streamlined loan payment is very common, HELOCs can be used for many purposes.
Education and tuition expenses
Home improvement projects
Credit card consolidation
Dream wedding
Debt consolidation
Anything you can imagine
With a HELOC, the possibilities are truly limitless.
* APR = Annual Percentage Rate. All loans subject to credit approval. Rates based on creditworthiness and will change once every quarter, 5 or 15 years based on Prime Index, as published by the Wall Street Journal, with a maximum interest rate of 18%. Offer valid on primary residences only. Homeowners insurance is required for every line of credit. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Contact credit union for full details.
Do you have a spending plan for retirement?
Schedule a meeting with CCCU Wealth Management to get a personalized retirement spending strategy. These meetings are no cost to our members and will give you confidence as you enter into retirement.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management Inc, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union and CCCU Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
We have a winner!
Congratulations to our 2024 Scholarship Program winner, Alyssa Gibbons! Alyssa wowed the scholarship committee not only with her academics, but also countless hours of community service and participation on her high school golf team. Alyssa plans on pursuing a degree in Elementary Education, so she can continue to mold future generations.
Chat With Us!
Questions about your account? Curious about a product or service we offer? Skip the email or phone call! Get quick access to product information and our helpful Member Service Representatives by the click of a conversation bubble!
Look for the orange bubble in the bottom right-hand corner when visiting consolidatedccu.com. When you type your question or search for a topic, you’ll find relevant resources right at your fingertips. Still not what you're looking for? Our Member Service Representatives are ready to jump in and help whenever needed!
Manage your banking, pay your bills, and stay on top of your finances 24/7. CCCU's Online Banking is free, secure, and simple.
Online Bill Pay: Did you know the price of a stamp is going up to 73 cents?! Save on postage and enroll in CCCU Online Bill Pay. It's easy, convenient and secure — we guarantee it!
eStatements: Save a tree, save time, and avoid potential identity theft by switching from printed to eStatements.
Mobile Banking App: Enjoy all the same features of online banking, and then some, from your mobile device.
Deposit checks
Bill Pay
Zelle® digital payments
and so much more!
Managing your finances shouldn’t be a struggle – and with this comprehensive suite of online banking tools, it isn’t. You’ll always know what’s happening with your money.
Great news - the NCUA approved our merger with Providence CU!
We have received federal approval from the National Credit Union Administration to move forward with the merger with Providence Federal Credit Union!
This merger means more benefits to our members and community, a broader range of products and services, enhanced technology and expanded branch locations.
