Add an extra layer of security with multi-factor authentication
Adding multi-factor authentication (MFA) to your CCCU accounts is a simple step to boost security. Like a second lock on your door, it makes it much harder for unauthorized users to get in, even if they have your password. When MFA is enabled, a one-time code is required at login. You may receive this code via authenticator app, SMS, or phone call.
Authenticator apps offer the strongest protection for your accounts. They generate codes directly on your device, while SMS and voice calls can be intercepted or spoofed, making them more vulnerable to fraud.
How to add or update your MFA method:
Sign in to OLB on your desktop or mobile banking app.
Tap the person icon in the top-right corner, then select Settings.
Open the Security section.
Two-Factor Authentication will appear mid screen.
Make sure Require at each login is toggled on.
Confirm your contact details, then select your preferred method: Authentication App, SMS, or Voice Call.
To finish, verify your identity using the 6-digit code sent by your chosen method.
Membership eligibility required. All loans subject to credit approval. Actual Annual Percentage Rate is based on creditworthiness and will vary based on the Prime Lending Rate. Rates, terms, and conditions are subject to change. APR=Annual Percentage Rate. All vehicle models 4 years old and newer are considered new autos. All vehicle models 5 years old or older are considered used autos. Maximum mileage is 100,000. Vehicles with more than 100,000 miles or older than 8 model years add 1.00% to rate.
More flexibility, fewer apps - with Debit Card Management
Managing your debit card just got a whole lot simpler with Debit Card Management in Online and Mobile Banking. Everything you need in one place - no extra apps or steps.
With Debit Card Management, you can:
Add your card to your digital wallet from the app
Activate a new card in just a few steps
Set up or update your PIN
Add travel notices
View card details
Track spending
Set alerts and controls that fit your needs
Explore Debit Card Management in Online Banking or the Mobile Banking app.
2026 college scholarship applications are now open!
We are pleased to continue our tradition of awarding $5,000 to a deserving high school graduate who has showcased their determination, academic achievement, and involvement in their communities. If you have a family member who is a graduating senior and could use some help with college expenses, encourage them to apply!
Life changes, and your retirement strategy should too. Whether you have a current employer-sponsored 401(k), a retirement plan from a previous employer, or multiple accounts accumulated over the years, it's important to periodically review your investments to ensure they still align with your goals, risk tolerance, and retirement timeline. Our team is happy to provide no-cost consultations to provide you confidence in your financial plan.
CCCU Wealth Management
Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
Unlock Financial Freedom with
a Home Equity Line of Credit
Plus, enjoy3.99% APR* for the first 12 Months of a new HELOC (and we'll cover the set-up fees!**)
Benefits of a HELOC
Lower interest rates
Set-up fees waived**
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
Quick and easy access to funds in Online Banking
How to use a HELOC
Education and tuition expenses
Home improvement projects
Credit card consolidation
Dream wedding
Debt consolidation
Anything you can imagine
Members love our HELOC options because we offer flexibility and savings they couldn't get from other lenders. We also make switching HELOC providers quick and easy. Just fill out our online application or contact us.
*APR (ANNUAL PERCENTAGE RATE). The 3.99% APR is a promotional rate available up to 12 months from the date the account is funded. All loans are subject to credit approval. New advances only. Not valid on existing CCCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 6.75%, with a maximum rate of 18% as of 07/01/2026 and are subject to change.
**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member is responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs.
These are limited time offers that may end at any time. Offers are valid on primary residences only. Homeowners insurance is required for every line of credit. See credit union for further details.
Upcoming holiday closures:
Independence Day (Friday, July 3)
Labor Day (Monday, September 7)
Indigenous Peoples' Day (Monday, October 12)
WE'RE SOCIAL, ARE YOU?
Don't miss out! Stay up to date on financial tips, life hacks, contests, branch events, and so much more!
Consolidated Community Credit Union | www.consolidatedccu.com | 800.444.8115
