A HELOC is a revolving source of money secured by the equity in your home, which you can access for up to 15 years. CCCU even allows you to lock in your rate for 5 or 15 years.
Benefits of a HELOC
Lower interest rates
Setup fees waived1
Draw periods up to 15 years
Local underwriting
Flexible repayment terms
With a HELOC, the possibilities are truly limitless.
How to use a HELOC
Access your home equity with one simple application and use your funds to help you achieve your financial goals!
1APR= Annual Percentage Rate. Rates as of 06/01/2025 and are subject to change without notice. All loans subject to credit approval. New advances only. Not valid on existing CCCU/PCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 7.50%, with a maximum interest rate of 18%. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Offer valid on primary residences only. Homeowners insurance is required for every line of credit. This is a limited time offer and it may end at any time. See credit union for further details. Refer to our Equity Loan Account Disclosure or contact credit union for complete details.
2025 college scholarship applications are now open!
We are pleased to continue our tradition of awarding $5,000 to a deserving high school graduate who has showcased their determinations, academic achievement, and involvement in their communities. If you have a family member who is a graduating senior and could use some help with college expenses, encourage them to apply!
Building wealth requires careful planning. In today’s inflationary environment, it is more crucial than ever to develop an investment plan around your goals. CCCU Wealth Management can help you do exactly that. Whether you want to build wealth, save for retirement, or simply protect your family when the unexpected happens, we’ll be here to guide you.
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC).
Insurance products are offered through LPL or its licensed affiliates. Investment advice offered through CCCU Wealth Management, a registered investment advisor and separate entity from LPL Financial. Consolidated Community Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using CCCU Wealth Management, and may also be employees of Consolidated Community Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Consolidated Community Credit Union or CCCU Wealth Management. Securities and insurance offered through LPL or its affiliates are:
New locations added!
As of June 1, 2025, the merger between CCCU and Providence Federal Credit Union is complete! By joining forces, we are better positioned to offer competitive financing, enhanced services, and additional locations for our members. To better serve you, below are two new branch locations we have added to our network.
Providence Portland
Medical Center
4805 NE Glisan St.
Portland, OR
Services and Amenities:
24-Hour Interactive Teller Machines Free Parking Available Free Bicycle Parking Available
Providence St. Vincent
Medical Center
9205 SW Barnes Rd.
Portland, OR 97225
Services and Amenities: 24-Hour Interactive Teller Machines Free Parking Available Free Bicycle Parking Available
