1. FAQ Library
  2. Online & Mobile Banking

Can I transfer money to another CCCU member?

Yes, you can transfer money to another member!

Conduct both internal and external transfers through Online Banking or the Mobile Banking app.

Internal Transfers 

  • Log in and select “Transfer & Pay", then “Transfer”. 
  • Fill in the required information. You can transfer simply by using the other member’s first and last name, and account number.
  • Once you have completed all of the fields, click “Review transfer”.

External Transfers 

  • Log in and select “Transfer & Pay", then “Transfer”. 
  • Select “from account” and “to account” you wish to transfer, then fill in the other required information.
  • If you have not already linked the desired external account within online banking, follow these additional steps:
      • Log in to Online Banking at consolidatedccu.com.
      • Navigate to the Accounts tab, select Accounts and then under your accounts select the gray button Link an External Account.
      • When the “Add Account” pop-up window appears:
          • Choose your Account Type
          • Enter the other account's routing number and account number.
          • Add an optional nickname for the account
          • Press "Save" and a confirmation image will appear. The confirmation image will state that you need to confirm two trial deposits into the newly linked account. These trial deposits may take up to three business days to appear in the transaction history.
          • Once you receive the two deposits, go once more to Accounts and locate the new external account name.
          • Click "Confirm" to confirm the amount of the first deposit and the amount of the second deposit.
  • Once you have completed all of the fields, click “Review transfer”.

Tip: If you’re unsure about how much you can transfer, scroll to the bottom of the screen and where it says Learn more about our Transfer Policy and Limits, select “Limits”.


An easy way to send money to another CCCU member is using Zelle® Person-to-Person payment service, available in Online Banking and the mobile app. Here’s how to enroll. 

  • Log in and select “Transfer & Pay," then "Zelle®,” and follow the verification steps.
  • Enroll your U.S. mobile number or email address.
  • You’re ready to start sending and receiving money with Zelle®.

Tip: Since money is sent directly from CCCU account to another person’s bank account within minutes, Zelle® should only be used to send money to people you trust.