Security Deposit






In partnership with the Northwest Credit Union Foundation and the Meyer Memorial Trust, credit unions have come together to pilot a loan program to address the rising costs of housing in the Portland area.

The State of Oregon has been struggling through a housing crisis. A growing population, strong economy, and limited housing supply have contributed to inflated rental prices, leaving few options for the financially vulnerable. The need to come up with a large security deposit and two months' rent can be a hurdle for many single or low-income households, often resulting in the reliance on high-interest-rate loans to make ends meet.

We acknowledge this issue and have partnered with other credit unions to offer a pilot program aimed at bridging the financial gap. We now offer short-term financing for assistance with security deposits in addition to first and last month's rent. Stop by any of the participating credit unions or apply online to get pre-approved for a security deposit loan and get into a new rental today!

Consolidated Community
Credit Union

If you live, work, worship, own a business, or go to school in Clackamas, Columbia, Hood River, Multnomah, Washington, or Yamhill Counties, Oregon: or Clark or Skamania Counties, Washington; or are a relative of a current Consolidated member, apply here!

*ITIN lending available

Point West Credit Union

If you or a family member lives or works in Multnomah, Washington, Clackamas, or Yamhill County, apply here!

*ITIN and interest rate alternative lending available

Trailhead Credit Union

If you are an individual of Multnomah County or a family member of a current Trailhead member, apply here!


*APR= Annual Percentage Rate. Actual term depends upon lease duration. Payment example: $2,500 at 4.99% for 12 months = $214.02. Subject to change without notice. See credit union for details.




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