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Skip-A-Payment

CCCU periodically offers qualified members the option to skip a loan payment on eligible CCCU loans.

Skip-A-Payment Program Status:  Currently unavailable. Check back soon.

How to qualify for Skip-A-Payment

When the program is available, we allow our members to Skip-A-Payment on any qualified CCCU loan up to two payments per loan per calendar year.
Couple skipping a payment on their boat with a skip-a-payment feature from CCCU.

Good Standing

All your CCCU accounts must be in good standing to qualify for Skip-A-Payment.

Prior Notice

A minimum notice of 10 days prior to your loan due date is required in order to qualify.

Prior Payments

A minimum of 6 consecutive payments must be made prior to the first skip.

Loan Type

Not all loan types are qualified. Contact your loan officer for more information.

*Skip-A-Payment is an optional program to defer a qualified loan payment for a $25 fee per skipped payment. Your loan must be in good standing with a minimum of six (6) consecutive payments prior to the first skipped payment. Other qualifications apply. Interest will continue to accrue at the rate provided in your original loan agreement during and after the payment deferral. Deferring a payment will extend the term of your loan. You will be required to resume your regular monthly payment the following month. Offer subject to change.

How does Skip-A-Payment work?

When you skip a loan payment with CCCU, you can enjoy a little relief from your monthly bills when you need it most. For just a $25 fee, your payment will be waived for one month.

You can skip up to two loan payments per loan per calendar year on eligible CCCU loans. 

  • The skipped payment will be added to the end of your loan term extending the life of your loan.
  • Interest will accrue on the loan during the skipped period and the newly extended loan term.

Contact your CCCU Loan Officer to check if your loan qualifies for Skip-A-Payment.

Couple at home skipping a payment on their home loan.

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© Consolidated Community Credit Union | Routing #: 323075136

Privacy Policy | Schedule of Fees & Rates | Disclosures 

CCCU is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please contact us so that we may promptly assist you and remedy any accessibility concerns.

Consolidated Community Credit Union is an assumed business name of Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU, and Consolidated Federal Credit Union are service marks or registered service marks of Consolidated Federal Credit Union. All other marks not owned by Consolidated Federal Credit Union that appear herein are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU-Cascade, and CCCU are trade names of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union and shares held at each office are not separately insured.