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Loans
CCCU has a variety of loans to fit your unique needs. Here is everything you need to know about applying for a loan.
- What is the U.S. Prime Rate?
- How do I make principal payments?
- What is APR?
- Do you offer ITIN Lending?
- How do I check the status of my loan application?
- Do you offer debt consolidation loans?
- Can I skip a payment on my loan?
- Is there a loan application fee?
- Can I set up payroll deduction for my loan payment?
- What is the minimum credit score to qualify for a loan?
- Are there prepayment penalties if I pay off my loan early?
- Can CCCU provide me with a copy of my credit report?
- How can I check my current loan payoff amount?
Auto Loan
- Do I need to be a CCCU member to apply for an auto loan?
- Do I need a down payment to purchase a vehicle?
- What are your auto loan rates?
- How do I refinance a car loan?
- What kind of credit score do you need to get a car loan?
- Can I sell a vehicle that I still owe money on?
- What is Guaranteed Asset Protection (GAP)?
Motorcycle Loan
Boat Loan
- How much do you have to put down on a boat?
- How does a boat loan work?
- How long can a boat be financed for?
- What credit score do you need for a boat loan?
- Does CCCU finance older boats?
- What is the average boat payment?
- What are your boat loan interest rates?
- How do I apply for boat financing?
- What are the financing terms on boat loans?
- Can I prequalify for a boat loan over the phone?
- Do you offer boat insurance?
RV Loan
ATV & UTV Loans
Bicycle Loan
Personal Loan
Share Secured Loan
Credit Cards
- What are automatic alerts?
- What is CCCU’s Zero Liability policy?
- How do I request a new or replacement card and PIN?
- How do I add an authorized user to my account?
- What's the difference between a billing dispute and a fraud claim?
- How long will it take to resolve my billing dispute or fraud claim?
- How do I transfer a balance from another credit card to my CCCU Credit Card?
- How can I request a credit line increase?
- What are automatic payments, and how do I set them up?
- How do I report fraud on my account?
- How do I freeze/unfreeze my credit card?
- Can I add an authorized user to my account?
- What information do I need to add an authorized user to my account?
- How do I redeem my credit card rewards?
- How can I pay while I'm waiting for my new card to arrive?
- What is a chip card?
- How do I file a billing dispute?
- When will my credit card balance transfer post to my account?
- What information do I need to submit a balance transfer?
- What is the APR for my credit card?
- When does interest apply?
- Will you pull my credit report for a credit line increase?
- How is the variable APR for my credit card determined?
- What information do I need to request a credit line increase?
- Why was my recent credit line increase request denied?
- Will I be charged any additional fees for using my credit card overseas?
- What should I do before traveling to safeguard my credit card account?