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Earn up to 5.50% APY* in your Checking Account.

Unlock the full potential of your finances with our High-Yield, Apex Checking Account.

CCCU+PFCU Logo

Building for the Future

Consolidated Community Credit Union and Providence Federal Credit Union are thrilled to share that we have reached an agreement that would merge the two organizations into one!

 

Thank you for 70 years!

We are celebrating 70 years of CCCU. Since 1954, we have been proudly serving our communities by offering products we stand behind and some of the best rates in Portland!

70th-Anniversary-SM-Post

For People, Not Profit

As a not-for-profit, our number one priority is YOU. Discover the difference between a credit union and a bank and why we put our members first!

We're people helping people.

As a part of the Credit Union philosophy “People Helping People", Consolidated Community Credit Union is committed to building, strengthening, and enhancing the lives of those in our community.

Learn more about the organizations we support and see the impact our members and employees have had in our communities.

People helping people community service at Consolidated Community Credit Union CCCU in Portland Oregon.
Paying with a CCCU debit card with Peak Checking Account.

Earn more with a Checking Account that pays.

It's simple. With a Checking Account that pays dividends, you'll earn over 50 times the national average** on up to $20,000 - just for having Direct Deposit with us.

What our members are saying:

“They don’t make you jump through hoops just to get their amazing rate. Most banks have all these debit transaction requirements and you only get their rate up to maybe $1-5k. With Apex Checking I get that rate on up to $20,000! That’s the difference from the other banks and credit unions.”

Mark M.

“I had the pleasure of utilizing Consolidated Community Credit Union to secure my loan on a home purchase and found the team exceptional.  They provided great customer service, were quick to respond, and mortgage process that was flawless.”

Brad F.

“JUST the best. I switched over to CCCU from another CU I shall not name here. The difference between the old one and CCCU is night and day. Everyone at CCCU is genuine, skilled, friendly, and really easy to talk to. I love my credit union!”

Corey C.

“Mark and his team at CCCU were fantastic in helping us secure a home equity loan on short notice. They were professional and patient in handling our many questions. Thanks, team!”

Chris T.
Northwest Portland Branch Outdoors

Get to know us!

Learn more about CCCU: who we are, how we're unique, and why we're consistently rated as one of the healthiest credit unions in the nation.
 
CCCU Refinancing Guide on Tablet

Discover if refinancing is right for you!

Our Refinancing: A Comprehensive Guide to Help Leverage Your Home's Value checklist will help you learn valuable information about mortgage refinancing so you can be better prepared.

Ready to get started? Download your guide now:

Browse our blog.

eBooks

Mortgage Refinancing Checklist

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Articles

Financial Terms Decoded: Your Guide to Banking Jargon

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Articles

Is Now the Best time to refinance? Insights and Analysis

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Articles

Refinance Your Home: 5 Common Mistakes to Avoid

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Articles

How Soon Can You Refinance a Mortgage?

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Articles

10 Smart Financial Planning Tips Every High School Student Should Follow.

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eBooks

How Much House Can I Afford in Oregon? Mortgage Guide eBook

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eBooks

The Best Credit Cards Offer These Hidden Benefits

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eBooks

Budgeting Tips and Tricks: Quick Solutions to Start Saving Today

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Calculators

How much car can I afford?

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Calculators

How long will it take to pay off my loan?

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Calculators

How much home can I afford?

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Calculators

How long will it take to pay off my credit cards?

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Calculators

When will I reach my savings goal?

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eBooks

Car Loans 101: Car Buying Made Easy Guide

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Calculators

How much will I need to save for retirement?

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DISCLOSURES

*APY= Annual Percentage Yield. Minimum opening balance of $25.00. To receive the higher APY on balances up to $20,000, Ascent Checking and High Yield accounts must have a payroll, social security, or pension direct deposit each month. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, standard checking dividend rates apply. Rates may change without notice. See our Rate and Fee Schedule for more details.

**Comparison based on Ascent Checking APY as of 03.01.23 vs. the bank national average checking rate of 0.06% APY as of 03.20.23 sourced from FDIC.

Membership eligibility required. Contact credit union for full details.