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Limited Time Offer - 4.99% APR* for the first 12 Months of your HELOC

Plus, your set-up fees are waived!**

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For People, Not Profit

As a not-for-profit, our number one priority is YOU. Discover the difference between a credit union and a bank and why we put our members first!

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We're people helping people.

As a part of the Credit Union philosophy “People Helping People", Consolidated Community Credit Union is committed to building, strengthening, and enhancing the lives of those in our community.

Learn more about the organizations we support and see the impact our members and employees have had in our communities.

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People helping people community service at Consolidated Community Credit Union CCCU in Portland Oregon.
Paying with a CCCU debit card with Peak Checking Account.

Earn more with a Checking Account that pays.

It's simple. With a Checking Account that pays dividends, you'll earn over 50 times the national average** on up to $20,000 - just for having Direct Deposit with us.

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What our members are saying:

“They don’t make you jump through hoops just to get their amazing rate. Most banks have all these debit transaction requirements and you only get their rate up to maybe $1-5k. With Apex Checking I get that rate on up to $20,000! That’s the difference from the other banks and credit unions.”

Mark M.

“I had the pleasure of utilizing Consolidated Community Credit Union to secure my loan on a home purchase and found the team exceptional.  They provided great customer service, were quick to respond, and mortgage process that was flawless.”

Brad F.

“JUST the best. I switched over to CCCU from another CU I shall not name here. The difference between the old one and CCCU is night and day. Everyone at CCCU is genuine, skilled, friendly, and really easy to talk to. I love my credit union!”

Corey C.

“Mark and his team at CCCU were fantastic in helping us secure a home equity loan on short notice. They were professional and patient in handling our many questions. Thanks, team!”

Chris T.
Northwest Portland Branch Outdoors

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Learn more about CCCU: who we are, how we're unique, and why we're consistently rated as one of the healthiest credit unions in the nation.
 
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CCCU Refinancing Guide on Tablet

Discover if refinancing is right for you!

Our Refinancing: A Comprehensive Guide to Help Leverage Your Home's Value checklist will help you learn valuable information about mortgage refinancing so you can be better prepared.

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HIGH-YIELD CHECKING DISCLOSURES
*APY= Annual Percentage Yield. Minimum opening balance of $25.00. To receive the higher APY on balances up to $20,000, Ascent Checking and High Yield accounts must have a payroll, social security, or pension direct deposit each month. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, standard checking dividend rates apply. Rates may change without notice. See our Rate and Fee Schedule for more details.

**Comparison based on Ascent Checking APY as of 03.01.23 vs. the bank national average checking rate of 0.06% APY as of 03.20.23 sourced from FDIC.

Membership eligibility required. Contact credit union for full details.

HOME EQUITY LINE OF CREDIT (HELOC) DISCLOSURES
*APR (ANNUAL PERCENTAGE RATE). The 4.99% APR is a promotional rate available up to 12 months from the date the account is funded. All loans subject to credit approval. New advances only. Not valid on existing CCCU HELOC balances. Rate will revert to standard HELOC rate after promotional period and then adjust based on your current interest rate structure once every quarter, 5 or 15 years based on Prime, currently 7.50%, with a maximum rate of 18% as of 06/01/2025, and are subject to change. Offer valid on primary residences only.

**Closing costs (set-up fees), including title and document searches are covered up to $500. Any closing costs beyond $500 are the responsibility of the borrower. Member responsible for appraisal cost if desktop appraisal does not achieve desired limit for the borrower. If line is closed within 3 years of the open date, borrower will reimburse the credit union for the closing costs. Offer valid on primary residences only. Homeowners insurance is required for every line of credit. This is a limited time offer that may end at any time. See credit union for further details. 

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© Consolidated Community Credit Union 2025 | 2021 NE Sandy Blvd Portland, OR 97232 | Routing #: 323075136 

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CCCU is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please contact us so that we may promptly assist you and remedy any accessibility concerns.

Consolidated Community Credit Union is an assumed business name of Consolidated Federal Credit Union. Providence Credit Union (PCU), Consolidated Community Credit Union (CCCU) and CCCU Cascade are all trade names or registered service marks of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union; shares and deposits held at each office are not separately insured.

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