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Open a savings account with just $5.

Our Primary Savings Account is your gateway to a secure tomorrow. With just $5, you'll establish your membership and part ownership in CCCU.

Join CCCU

SAVINGS ACCOUNT INTEREST RATES

1APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions, and services are subject to change without notice. Fees could reduce earnings on the account. Certain restrictions may apply. Subject to membership availability.

Rates as of: February 1, 2024
Account Balance
Min Balance to Receive Dividends
DIVIDEND RATE
APY1
Account Balance
$100 - $4,999.99
Min Balance to Receive Dividends
$100.00
DIVIDEND RATE
0.20%
APY1
0.20%
Account Balance
$5,000+
Min Balance to Receive Dividends
$100.00
DIVIDEND RATE
0.30%
APY1
0.30%
Rates as of: February 1, 2024
Min Balance to Receive Dividends
DIVIDEND RATE
APY1
Min Balance to Receive Dividends
$100.00
DIVIDEND RATE
0.75%
APY1
0.75%

1APY – Annual Percentage Yield. Rates may change after the account is opened. Terms, conditions, and services are subject to change without notice. Fees could reduce earnings on the account. Certain restrictions may apply. Subject to membership availability.

Join CCCU with a Savings Account or Open a Secondary Savings Account.

Savings Account Benefits

All CCCU members automatically start with a Primary Savings Account, as this is what makes you a member-owner of the credit union. You can use this account for all your saving needs, or you can open additional savings accounts to create different funds or organize your finances. You also gain access to all the valuable products and services we offer that help you reach goals at various life stages.

We strive to create and foster a long-term relationship, and it all starts with a $5 deposit.

As you use this account to build your savings, you also gain access to all the valuable products and services we offer that help you reach goals at various life stages. We strive to create and foster a long-term relationship, and it all starts with a $5 deposit.

Young man in the city happy because he opened a CCCU Savings Account

Low Minimums

Open a Primary Savings Account with just $5 and secure your share and membership with CCCU!2

Payroll Deduction

Build your savings account faster when you deduct money before you're tempted to spend it!

Earn Dividends

Boost your savings with dividend earning when you keep an average daily balance of $100 or more.

No Monthly Fees

Reach your savings goals faster with CCCU. We don't charge monthly fees on our Basic Savings Accounts!
Join CCCU

Holiday Savings Account

When you save for the holidays all year long, you can relax and focus on family traditions and filling the season with joy! 

  • Earn All Year: Our Holiday Savings Account pays dividends on account balances of $100 or more.
  • Low Minimums: Start your Holiday Savings ccount with only $5!
  • No Monthly Fees: Financial demands of the holidays can be tough. That's why we don't charge a monthly fee on your Holiday Savings Account.3
Open Holiday Savings
Couple online shopping with funds from Holiday Savings Account from CCCU
Man kayaking on vacation after reaching his savings goals with a CCCU savings account

How to Reach Your Savings Goals

Whether you're saving for a down payment or your kids' future, we're ready to help you reach your financial goals.

  • Emergency Savings: Setting aside three to six months of your monthly expenses is a great way to prepare for the unexpected.
  • Big Purchases: Set aside money for a down payment on a house or car, new appliances, or any upcoming big-ticket item on your list.
  • Vacation: Take that much-needed break with a trip to the beach, the mountains, or anywhere you can dream up with a savings account from CCCU!
Open Savings Account
CCCU Budgeting eBook

Start building your perfect budget today!

Our Budgeting Tips and Tricks: Quick Solutions to Start Saving Today guide provides everything you need to build your perfect budget and start saving money today.

Ready to get started? Download your guide now:

What our members are saying:

“I banked with Wells Fargo my whole life and then switched to this place. Night and day! The tellers are friendly and remember my family's names, and I have done complicated banking maneuvers here (like with guardianship bank accounts, getting a mortgage and other tricky stuff) and have always been pleased with the humane and friendly way they worked with the bumps in the road. There are plenty of nice people at Wells Fargo but they are not authorized to help you the way the folks at CCCU are. Plus, they have little parties and they shred my sensitive documents. I love my credit union.”

Shuey F.

“The absolute best customer service!!! They know me by name. They respect my time. They are kind to my kids. And, because of my direct deposit, I don't have a monthly fee! This bank made living through the pandemic just a little bit more bearable.”

Sofia S.

“CCCCU cares about the Community, their Work Family, & You! Impressive. Ask for Alan!”

R.J.W.

What's New in Our Blog

Enjoy browsing our collection of recent blog articles about saving money, budgeting, and more!

5 Best Ways to Plan and Track Your Holiday Spending
Budgeting

5 Best Ways to Plan and Track Your Holiday Spending

Read More
Top Financial Tips for New College Students
Personal Finance

Top Financial Tips for New College Students

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Savings Account Interest Rates: Explained
Saving

Savings Account Interest Rates: Explained

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DISCLOSURES

Account qualifications apply. Please review our Fee Schedule for more information. 

2 An initial deposit of $5 is required to gain your stake in the credit union. All members must maintain a $5 minimum balance in their savings account to remain a member-owner and demonstrate regular activity in their account to keep it open. 3 For Holiday Savings Accounts, you may make withdrawals in the first six days of account opening without a charge; thereafter, there is a $10.00 charge per withdrawal prior to November 1. After November 1, the account balance will be paid to you by check or a transfer to another account. 

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© Consolidated Community Credit Union | Routing #: 323075136

Privacy Policy | Schedule of Fees & Rates | Disclosures | Luxury Expenditures Policy

CCCU is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility. Should you have any problems accessing our branches or website, please contact us so that we may promptly assist you and remedy any accessibility concerns.

Consolidated Community Credit Union is an assumed business name of Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU, and Consolidated Federal Credit Union are service marks or registered service marks of Consolidated Federal Credit Union. All other marks not owned by Consolidated Federal Credit Union that appear herein are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Consolidated Federal Credit Union. Consolidated Community Credit Union, CCCU-Cascade, and CCCU are trade names of Consolidated Federal Credit Union. Although these branches have different names, they are all part of the same credit union and shares held at each office are not separately insured.