Earn 3.00% APY2 on up to $20,000 and no debit card transaction requirements, minimum balance, or monthly service fee.
1APY=Annual Percentage Yield. Minimum opening balance of $25.00. To receive the higher rate APY on balances up to $20,000, Peak Checking accounts must have a payroll, social security, or pension direct deposit each month. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, standard checking dividend rates apply. Rates may change without notice. Application is subject to membership eligibility and approval.
1APY=Annual Percentage Yield. Minimum opening balance of $25.00. To receive the higher rate APY on balances up to $20,000, Peak Checking accounts must have a payroll, social security, or pension direct deposit each month. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, standard checking dividend rates apply. Rates may change without notice. Application is subject to membership eligibility and approval.
Why earn less when you can earn more? With CCCU Peak Checking, you'll earn over 50 times the national average3 and put your money to work with one of the best checking accounts around. Just compare Peak Checking to other banks and you'll see!
You are the hero of your own financial success story. We’re here to guide you with no hidden fees, easy access to your money, and financial tools to help when you need it.
To earn these perks, simply open a Peak Checking account, then deposit your paycheck, social security, or pension directly into your checking account by signing up for direct deposit.
A checking account is a bank account that keeps your funds accessible on demand for cash withdrawals, debit card transactions, checks, and electronic transfers.
With a checking account at CCCU, you can access your account 24/7 through online and mobile banking, or in-person at over 5,000 CO-OP Shared Branches and 30,000+ surcharge-free ATMs.
What is a high-yield checking account? A checking account like our Peak Checking Account earns dividends. That means the money in your account grows each month based on the offered dividend rate. High-yield accounts simply offer a higher than average rate for meeting certain requirements.2
Still have questions? Head to one of our local branches or give us a call at 503.232.8070
“The absolute best customer service!!! They know me by name. They respect my time. They are kind to my kids. And, because of my direct deposit, I don't have a monthly fee! This bank made living through the pandemic just a little bit more bearable.”
Sofia S.“They don’t make you jump through hoops just to get their amazing rate. Most banks have all these debit transaction requirements and you only get their rate up to maybe $1-5k! With Peak Checking I get that rate on up to $20,000. That’s the difference from the other banks and credit unions.”
Mark M.“After a lifetime of being with a Big Bank since the late 90s, I closed my account and went with CCCU. I never knew that the banking experience, services, and even higher yields were possible!!! These people are wonderful.”
W.K.Enjoy browsing our collection of recent articles designed to help you learn and save money!