What qualifies as a debit transaction for the Apex Checking requirements?

To qualify as a debit transaction, it must involve a purchase made with the debit card linked to your account. This definition excludes transactions conducted at ATMs; instead, it pertains solely to purchases made at point-of-sale terminals or online using your debit card information. For example, paying a bill with your debit card, purchasing groceries with your debit card, etc.