Consolidated Community Credit Union

GET YOUR DREAM HOME - WITH NO MONEY DOWN

We offer 100% home loan financing on approved properties or income approved borrowers. This loan product allows borrowers to purchase a home without a down payment, and it doesn’t require mortgage insurance. Additionally, the closing costs can be gifted or paid by the seller, allowing the buyer to purchase with no money down.

DO I QUALIFY?

QUALIFYING PROPERTIES

APPLY NOW

503.963.6666 | 800.444.8115 | fax: 503.963.6655
mortgageloans@consolidatedccu.com

BENEFITS

Purchase a home with no money down
No mortgage insurance required
No pre-payment penalty or equity sharing
All loans are locally underwritten by CCCU
Same-day loan pre-approvals
30-day close

HIGHLIGHTS

Loans up to $510,400
Fixed and adjustable rates
30-year loan amortization
Up to a 100% LTV on owner occupied properties
Debt-to-income ratios up to 45%
1% loan fee plus out-of-pocket closing costs
720 minimum credit score
The typical borrower will be a first-time home buyer, but not restricted to them

RESTRICTIONS

If a buyer has an income less than $73,680.
If the buyer makes more than $73,680, they can still qualify for this program, but they must purchase a home in the reinvestment area.

Wondering if a property qualifies?

FIND OUT NOW

READY TO PURCHASE YOUR DREAM HOME?

No matter what point you are at in the home-buying process, we are here to help!
You can contact our mortgage team to ask questions or start the pre-approval and application process.

503.963.6666 | 800.444.8115 | fax: 503.963.6655
mortgageloans@consolidatedccu.com

APPLY NOW