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100% home loan financing, get your dream home - with no money down - CCCU

 Tuesday, January 8    CCCU
100% home loan financing, get your dream home - with no money down - CCCU

100% home loan financing.
Get your dream home – with no money down 

We’ve made it easier for you! Our Community Home Loan lets you finance 100% of the purchase price of your home, plus a majority of the closing costs.

We are here to help

Our Community Home Loan doesn’t require Private Mortgage Insurance (PMI). This is a huge benefit to our members because conventional lenders will require PMI when your down payment is less than 20% of the home purchase. Now you can put your hard-earned cash toward items that will turn your house into a home, rather than forfeit your life’s savings for a down payment.

We make financing a home simple

Rest easy -- there’s no pre-payment penalty or equity sharing. We offer same-day loan pre-approvals, 30-day close, and all loans are locally underwritten by us.

What you need to know about this loan option

Buyers who have not owned a home in the last three years and plan to occupy the property as a primary residence may qualify for loans up to $484,350.
  If you have an income less than $65,100 and you buy a home in Multnomah, Clackamas, or Washington County, then you qualify for the program. If you make more than $65,100, you can still qualify for this program, but you must purchase a home in the reinvestment area. The reinvestment areas are located in Multnomah, Clackamas, Washington, Clark, and Columbia counties.

Ready to finance your dream home?

If you’re ready to apply, simply click here. No matter what point you are at in the home-buying process, we are here to help! You can contact our mortgage team at, or call 503.963.6666 to ask questions or start the pre-approval and application process.

Questions about real estate?

We have added a real estate specialist to our team as an added resource for our members. If you have any real estate related questions, please contact Diane Sorenson at



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