An ITIN Mortgage helps individuals who are living and working in Oregon to purchase the home they have worked hard to achieve using their Individual Taxpayer Identification Numbers (ITINs) and other documents instead of a Social Security Number. This loan option provides greater financial access to members of our community.
Ready to learn more? Explore what you'll need to apply.
We believe our community thrives when all members of our community thrive. That’s why we offer mortgage products to our members who have Individual Taxpayer Identification Numbers (ITINs) instead of Social Security Numbers.
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Por favor llame al 541.387.9297 (ext. 8004) para comunicarse con nuestros representantes que hablan Español a fin de obtener detalles o si tiene preguntas.
Utilizing your individual taxpayer identification number instead of your Social Security number when applying for a mortgage is a great alternative. To be eligible, members must have 80% LTV, 45% maximum DTI, and these supporting documents:
"¡CCCU me ayudó en todo, haciendo realidad mi sueño de casa!"
"CCCU helped me with everything, making my home dream come true!"Neyda V.
“Lo que me gusto de CCCU fue, que me ayudaron a obtener mi primera tarjeta de credito sin retener nuestro dinero.”
“What I liked about CCCU was that they helped me get my first credit card without withholding our money.”Albano R.
“I'm new to the states, that implies learning how the financial system works and the people at CCCU have been awesome walking me through the whole process. I'm happy that I chose them to become my primary account and hopefully it will be a long-lasting relationship!”Camila V.
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An ITIN, or Individual Taxpayer Identification Number, is a tax processing number, issued by the Internal Revenue Service (IRS), for certain residents and non-residents, their spouses, and their dependents.
ITINs are used for tax purposes only, and are not intended to serve any other purpose. IRS issues ITINs to help individuals comply with the U.S. tax laws, and to provide a means to efficiently process and account for tax returns and payments for those not eligible for Social Security Numbers.
Need an ITIN?
We can provide you with the forms needed to complete an ITIN application, including a W7, Certificate of Accuracy, and an official letter stating the applicant is opening an interest-bearing account.
Por favor llame al 541.387.9297 (ext. 8004) para comunicarse con nuestros representantes de habla hispana o envíenos un correo electrónico a email@example.com.
CCCU ofrece un equipo de expertos en hipotecas que están listos para ayudarlo desde el comienzo de la solicitud hasta el cierre de su nuevo hogar.
To be eligible for a ITIN Mortgage at CCCU, you must qualify for membership, have 80% LTV, 45% maximum DTI, and these supporting documents:
Membership eligibility required. All loans subject to credit approval. Contact credit union for full details about the ITIN Mortgage Loan product.
 Information and interactive calculators are made available as self-help tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regard to individual circumstances. All examples are hypothetical and are for illustrative purposes. Seek personalized advice from qualified professionals regarding all personal finance issues. Actual rate, payment and costs could be higher. Get an official loan estimate before choosing a loan. Contact credit union for more details.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.