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Text Offers: Terms and Conditions

CCCU Text Offers: Terms and Conditions

By texting “Yes” and opting in to Consolidated Community Credit Union Text Offers, you agree to the following terms and conditions:

a) You consent to receive text messages containing special offers or referencing products we think might be useful to you. These text messages will be delivered to you using an automated dialing system. You agree to receive these messages at the number of the phone that you used to opt-in, which you own or are authorized to provide. Your consent to receive these automated text messages is not a condition of receiving any Consolidated Community Credit Union product or Service. You may revoke your consent at any time.

b) To revoke your consent at any time text “STOP”. For help or further information text “HELP”.

c) Consolidated Community Credit Union Charges no fee for this text service, but your cellular carrier’s message and data rates may apply.

d) Text messages are not encrypted. Do not attempt to send sensitive information via text messaging. Consolidated Community Credit Union will never ask that you send us sensitive information via text message. If you receive a text message purported to be from Consolidated Community Credit Union and requesting sensitive information, please do not respond and contact Consolidated Community Credit Union immediately by phone at 800-444-8115 during regular business hours.

e) Consolidated Community Credit Union makes no warranty regarding availability or reliability of this service, and Consolidated Community Credit Union shall have no liability related to any delay or failure in the delivery or receipt of messages from Consolidated Community Credit Union Text Offers and Information.

f) Consolidated Community Credit Union may change these terms and conditions at any time. Updated terms and conditions shall be effective when posted to Consolidated Community Credit Union’s website. You agree to review the terms and conditions regularly to ensure you are aware of any changes. Your continued use of this service after the terms and conditions have been changed shall constitute your acceptance of the new terms and conditions.

g) Consolidated Community Credit Union may cancel your subscription to this text messaging service at any time without notice to you.

h) Depending on your relationship with Consolidated Community Credit Union, the terms of other agreements may apply to your use of Consolidated Community Credit Union Text Offers and Information. At a minimum, use of Consolidated Community Credit Union text Offers and Information by Consolidated Community Credit Union members shall be subject to the terms of the Consolidated Community Credit Union Membership and Account Agreement.

i) You agree to be liable to Consolidated Community Credit Union for any liability, loss, or expense as provided in this agreement that Consolidated Community Credit Union incurs as a result of any dispute involving your accounts or services. You authorize Consolidated Community Credit Union to deduct any such liability, loss, or expense from your account without prior notice to you. This agreement shall be governed by and construed under the laws of the state of Oregon as applied to contracts entered into solely between residents of, and to be performed entirely in, such state. In the event either party brings a legal action to enforce the agreement or collect any overdrawn funds on accounts accessed under this agreement, the prevailing party shall be entitled, subject to Oregon law, to payment by the other party of its reasonable attorney’s fees and costs, including fees on any appeal, bankruptcy proceedings, and any post-judgment collection actions, if applicable. Should any one or more provisions of this agreement be
determined illegal or unenforceable in any relevant jurisdiction, then such provision shall be modified by the proper court, if possible, but only to the extent necessary to make the provision enforceable and such modification shall not affect any other provision of this agreement.

j) Consolidated Community Credit Union values your privacy. Please see Consolidated Community Credit Union’s Privacy Policy