PERSONAL

 

CHECKING ACCOUNTS

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•   SIMPLE CHECKING  PEAK CHECKING  DIRECT CHECKING DIVIDEND CHECKING SENIOR CHECKING
• MIN OPENING BALANCE $5 $25 $5 $5 $5
• MIN BALANCE TO AVOID SERVICE FEE None None None $500 avg. balance None
• MIN BALANCE TO EARN DIVIDENDS N/A None N/A $500 $100
• DIVIDEND RATE None $0 - $20k 2.72%
  >$20k .25% None .10% .10%
• DIVIDEND APY None $0 - $20k 3.00%
  >$20k .25% None .10% .10%
• 
  

  APY is the effective rate on an account taking into account compounding.
  Click here for further information about the fees and terms applicable to the advertised accounts.
  

  
  
  
  OPEN NEW ACCOUNT
• Already a member?
  Click here to add a checking sub account.
• 
  
  Checking accounts for everyday banking
  CCCU checking accounts offer competitive rates and easy access to your money, plus tons of free perks.
  
  
  • •    24/7 access with digital banking
  • •    Access to 5,000+ CO-OP Shared Branches and over 30,000 surcharge-free ATMs worldwide
  • •    Zelle® digital payments
  • •    Account alerts and debit card controls
  • •    Mobile deposit
  • •    Bill pay
  • •    eStatements
  • •    Digital Wallet

• 
  SIMPLE CHECKING

• Minimum Opening Balance: $5.00
  Min. Balance To Avoid Service Fee: None
  Min. Balance To Earn Dividends: N/A
  Monthly Service Fee: None with debit card & eStatements
  Dividend Rate: None
  Dividend APY: None
  
  

• PEAK CHECKING

• Minimum Opening Balance: $25.00
  Min. Balance To Avoid Service Fee: None
  Min. Balance To Earn Dividends: None
  Monthly Service Fee: None
  Dividend Rate: $0-$20k 2.00% - >$20k .25%
  Dividend APY: $0-$20k 3.00% - $20k+ .25%
  
  

• DIRECT CHECKING

• Minimum Opening Balance: $5.00
  Min. Balance To Avoid Service Fee: None
  Min. Balance To Earn Dividends: N/A
  Monthly Service Fee: None
  Dividend Rate: None
  Dividend APY: None
  
  

• DIVIDEND CHECKING

• Minimum Opening Balance: $5.00
  Min. Balance To Avoid Service Fee: $500 avg. balance
  Min. Balance To Earn Dividends: $500
  Monthly Service Fee: None if minimum balance is met $7 otherwise
  Dividend Rate: .10%
  Dividend APY: .10%
  
  

• SENIOR CHECKING

• Minimum Opening Balance: $5.00
  Min. Balance To Avoid Service Fee: None
  Min. Balance To Earn Dividends: $100
  Monthly Service Fee: None if age 55 or more
  Dividend Rate: .10%
  Dividend APY: .10%
  
  

• APY is the effective rate on an account taking into account compounding.
  Click here for further information about the fees and terms applicable to the advertised accounts.
  

  
  
  
  OPEN NEW ACCOUNT

  Already a member?
  Click here to add a checking sub account.

• 
  
  Checking accounts for everyday banking
  
  
  • •    24/7 access with digital banking
  • •    Access to 5,000+ CO-OP Shared Branches and over 30,000 surcharge-free ATMs worldwide
  • •    Zelle® digital payments
  • •    Account alerts and debit card controls
  • •    Mobile deposit
  • •    Bill pay
  • •    eStatements
  • •    Digital Wallet

 

 

 

PERSONAL SAVINGS ACCOUNTS

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Using a personal savings account to plan for your future is an essential step for financial success. Take advantage of our personal savings accounts and prepare for life's unexpected emergencies as well as new and exciting purchases and life changes down the line. Sign up today with our team and find an account that fits your personal saving needs.  

• FIRST-TIME HOMEBUYER SAVINGS ACCOUNT: Depositors who are Oregon residents and have not owned a home in the last three years qualify to receive an Oregon state tax subtraction of up to $5,000 for a single filer, and $10,000 for joint filers per year.
• PRIMARY SAVINGS ACCOUNTS: With a CCCU savings account, saving has never been easier. We offer payroll deduction and competitive dividend rates to help make your saving experience easier.
• RETIREMENT ACCOUNTS: Traditional and Roth IRA options to help you save for the future beyond rainy days.
• HOLIDAY SAVINGS ACCOUNTS: With our convenient payroll deduction, and competitive dividend rates, setting aside money for the holidays is easy! Each year before the holiday season begins, we will automatically send you a check from your Holiday Savings, or we will transfer funds to your other CCCU accounts so you can begin your holiday shopping with ease. Lessen the stress and prepare early to prevent unexpected expenses and stay in budget without the headache.
• MONEY MARKETS: Watch your money grow faster with our Hi-Yield Money Market or Premium Money Market savings accounts. With minimum balances starting at $2,500 you can begin earning higher interest with easy account access today!
• SHARE CERTIFICATES: If you are serious about saving, Certificate with CCCU is your answer. With as little as $1,000 you can begin earning a higher yield than those paid by most commercial banks. If you have Certificate elsewhere, check out our yields and renew with a CCCU savings account.

Already a member?
Click here to add a savings sub account.