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About CCCU

Discover who we are, how we're unique, and why we're consistently rated as one of the healthiest credit unions in the nation.
NW branch location in Portland Oregon.

Our Mission

Provide an outstanding banking experience to all members of the community.

It sounds simple, but we all know that life is essentially a string of experiences. We remember the good ones, the bad ones, both physical and digital. When it comes to banking, your experience should be effortless and give you financial peace of mind. That's what we're here for.

For People, Not Profit

As a not-for-profit, our number one priority is YOU. Discover the difference between a credit union and a bank and why we put our members first!

Our History

We are a not-for-profit, member-owned financial co-op, chartered in 1954 under the name Consolidated Federal Credit Union.

Our original goal was serving the employees of Consolidated Freightways and Daimler Trucks, but we have since expanded our membership eligibility to serve anyone who lives, works, worships, owns a business, or goes to school in either Multnomah, Washington, Clackamas, Columbia, Hood River, Yamhill, Clark, or Skamania county, and their immediate family members.

Over the years, our name has adapted and evolved to speak to better reflect our growth and diversification. In 2021, we shortened it to CCCU. We now serve over 20,000 members and have two branch locations in the greater Portland area, including one in Hood River.

Established in 1954 to serve the employees of Consolidated Freightways and Daimler Trucks.

Our Values

Each day, we're driven by our cultural belief of “Love Where You Work”. It's a culture that motivates our employees to build up one another and work together to help our community.

All staff together who are committed, genuine, adaptable, and inclusive.


We represent and serve our community with equality.


We always consider our members’ well-being.


We embrace new ideas and new technology.


We strive to be the best credit union.

Our Strengths

Target icon for staying on target with your financial health.

Financial Health

For nearly 70 years, this credit union has been a strong and reliable financial institution, well-prepared to weather any market turbulence. 

In recent years, we've ranked in the very top of  Healthiest Credit Unions lists. At CCCU, your deposits are insured by the NCUA up to $250,000 per share owner for each account ownership category you have with the credit union. We are financially sound, and your assets are safe with us.

Gears icon for the loans and deposit cycle and credit union machine of offering the best prices and services to our members.

Structure & Pricing

Being a not-for-profit financial CO-OP, we are member-owned. We do not have stockholders. Instead, we're directed by our members, not the demands of Wall Street. This allows us to keep members' best interests at the forefront of every decision, rather than profitability. Any profit we earn is reinvested in our members.

As a result, our pricing is tough to beat. You will have a hard time finding a local savings or loan rate that is better than what we offer! 

Always within reach icon, for accessing your money, our team, and a live person to help you with your banking needs.

Always Within Reach

We make simplifying your banking experience our goal – each and every day.

At CCCU, you'll find easy and convenient ways to access your accounts anytime, anywhere.

From our modern, intuitive mobile banking app and financial planning tools to over 5,600 CO-OP Shared Branches and 30,000+ surcharge-free ATMs nationwide, you'll find just what you need to manage your money.

Real Member Stories

Learn why members like Aimee are big fans of "bank locally, live simply" with CCCU.
CCCU Annual Report Mockup

Our Success

As part-owner of CCCU, every member gets full access to our latest business report and financial information. In addition to the reports below, you can see more about how we impact the communities we serve on our Community page.

If you are ready to join CCCU and help make a difference, become a member today!

Awards & Recognition

These awards demonstrate our employees’ hard work and our continued commitment to remaining a safe and stable place for members to bank.


CCCU has consistently ranked as one of the most financially secure credit unions in the nation by DepositAccounts.com.



CCCU was named fourth best in S&P Global's 2021 rankings for top-performing credit unions, which further demonstrates our financial strength.

What our members are saying:

“I've been a member since it was Jantzen Federal Credit Union. Now I have moved from The Big City but keep my account there. Customer service is excellent. Some of the larger Credit Unions lack the personal connection CCCU has. And I really support the member-owned idea, as opposed to for-profit banks (who seem to always be tweaking the rules and charges to extract money from their customers).”

Markus O.

“I have been a member in some capacity for almost 40 years. I no longer live in OR but have continued to do my banking with CCCU for almost 15 years. I could not be happier with my experience.”

Michael P.

“The absolute best customer service!!! They know me by name. They respect my time. They are kind to my kids. And, because of my direct deposit, I don't have a monthly fee! This bank made living through the pandemic just a little bit more bearable.” 

Name Sofia S.

Frequently Asked Questions

What's the difference between a credit union and a bank?

Credit unions are member-owned financial institutions that have a not-for-profit structure. Banks are typically for-profit corporations that are owned by their investors. When you put money into a credit union, you're actually buying shares of that credit union, making you part owner. The fundamental differences between a credit union and a bank are price and service. Across the board, products and services at a credit union are a better value and the number of employees per member are always more favorable at a credit union versus a bank.

Can anyone join?
Why join CCCU?

Because we truly care about the financial well-being of our members and will always look out for your best interests. We have been in the Portland and Hood River areas for decades and take being your credit union seriously. We also offer a wide variety of superior financial products and services that simplify the lives of our members, but the real difference is in our point of view. We work to improve your life through quality banking products, not make our stockholders double digit returns at your expense.

Where are your locations?
Why bank locally?

If you've recently relocated, you may have heard that taking advantage of the benefits of a local credit union are enormous. Banking locally as well as taking advantage of stellar rates and in-town service are just the beginning of the benefits. Did we mention our high-interest Apex Checking Account and stellar customer service? When searching for a place to bank, borrow, and invest, look no further than CCCU!

What is CCCU's routing number?