We're for you, not for profit.
Big banks are accountable to shareholders and bottom lines, charging you higher rates and fees. It's different at CCCU. We're a not-for-profit cooperative.
As a member-owner, you can count on us to look out for your best interest and find ways to save you money. When was the last time your bank did that?
Join Today
With a one-time, $5 deposit, you’ll establish your membership and part ownership in CCCU.Secure, Convenient Banking
Access your money anytime, anywhere. With online and mobile banking plus our network of CO-OP branches and ATMs, you'll always have easy access to your CCCU accounts!
- On-Site CCCU ATMs at both N. American Headquarters
- CCCU Online & Mobile Banking App
- 30,000+ surcharge-free CO-OP ATMs nationwide
- 5,600+ CO-OP Shared Branch locations in the U.S.
- Card Controls in the palm of your hand
Our Strengths
Financial Health
For nearly 70 years, this credit union has been a strong and reliable financial institution, well-prepared to weather any market turbulence.
In recent years, we've ranked in the very top of Healthiest Credit Unions lists. At CCCU, your deposits are insured by the NCUA up to $250,000 per share owner for each account ownership category you have with the credit union. We are financially sound, and your assets are safe with us.
Structure & Pricing
Being a not-for-profit financial CO-OP, we are member-owned. We do not have stockholders. Instead, we're directed by our members, not the demands of Wall Street. This allows us to keep members' best interests at the forefront of every decision, rather than profitability. Any profit we earn is reinvested in our members.
As a result, our pricing is tough to beat. You will have a hard time finding a local savings or loan rate that is better than what we offer!
Always Within Reach
We make simplifying your banking experience our goal – each and every day. At CCCU, you'll find easy and convenient ways to access your accounts anytime, anywhere.
From our modern, intuitive mobile banking app and financial planning tools to over 5,600 CO-OP Shared Branches and 30,000+ surcharge-free ATMs nationwide, you'll find just what you need to manage your money.
Legacy Health Employee Benefits
CCCU’s smaller size compared to national banks allows us to tailor our products and services to the needs of the many groups we serve. You can look forward to:
- Financial Education & Seminars
- Home Loans in All 50 States
- Relocation Solutions for Foreign Nationals
- A Full Suite of Banking Solutions
New in Our Blog
Enjoy browsing our collection of recent blog articles designed to help you learn and save money!
