The closing will take place at the office of a title company, escrow office, or attorney in your area who will act
as our agent. If you are purchasing a new home, the seller may also be at the closing to transfer ownership to
you, but in most instances these two events actually happen separately.
During the closing you will be reviewing and signing several loan papers. The closing agent or attorney
conducts the closing.
Just to make sure there are no surprises at closing, your Loan Officer will contact you a few days before closing
to review your final fees, loan amount, first payment date, etc.
The most important documents you will sign at the closing include:
In some areas of the country it is very customary, and sometimes required by law, to have an attorney represent you at the closing. In other areas, attorneys are not as common at a real estate closing. Please contact the closing agent if you have questions about attorney representation. By all means, we recommend that you have an attorney at the closing if it would make you more comfortable. If your attorney has any questions about your new mortgage, please refer them to your Loan Officer. We'd be happy to provide any information necessary.
The most important documents you will sign at closing are the note and deed of trust. Unless there are special circumstances, these documents are usually prepared one to two days before your closing. Other documents are prepared by the closing agent the day before or the day of your closing. If you would like copies of the completed documents to be sent to you after they are prepared, please contact your Loan Officer.
The closing agent acts as our agent and will represent us at the closing. It is also possible for your Loan Officer or Realtor to attend the closing to assist you with any additional questions you might have. However, whether your Loan Officer attends the closing or not, you will be contacted prior to closing to talk about your final documents and to provide a final breakdown of your closing fees. If you have any questions that the closing agent can't answer during the closing, ask them to contact your Loan Officer by phone and we'll get you the answers you need - before the closing is over!
If you won't be able to attend the loan closing, contact your Loan Officer to discuss other options. If someone you trust is able to attend on your behalf, you can sometimes execute a Power of Attorney so that this person can sign documents on your behalf. In other cases, we're able to engage a mobile notary to come to your location. We're sure to have a solution that will work in your circumstances.
We use a wide network of closing agents and attorneys to conduct our loan closings. We'll schedule your
closing to take place in a location that is located near you for your convenience.
We'll deliver our loan documents to the closing agent or attorney prior to closing so that they'll have plenty of
time to prepare for your closing.
Yes, if a mortgage product is selected that requires Consolidated Community Credit Union to release the loan to a third party for servicing, that company's rules would apply and they should be contacted for available options. Generally, most companies have automated monthly payment options available.
The closing will take place at the office of a title company, escrow office, or attorney in your area who will act
as our agent. If you are purchasing a new home, the seller may also be at the closing to transfer ownership to
you, but in most instances these two events actually happen separately.
During the closing you will be reviewing and signing several loan papers. The closing agent or attorney
conducts the closing.
Just to make sure there are no surprises at closing, your Loan Officer will contact you a few days before closing
to review your final fees, loan amount, first payment date, etc.
The most important documents you will sign at the closing include:
In some areas of the country it is very customary, and sometimes required by law, to have an attorney represent you at the closing. In other areas, attorneys are not as common at a real estate closing. Please contact the closing agent if you have questions about attorney representation. By all means, we recommend that you have an attorney at the closing if it would make you more comfortable. If your attorney has any questions about your new mortgage, please refer them to your Loan Officer. We'd be happy to provide any information necessary.
The most important documents you will sign at closing are the note and deed of trust. Unless there are special circumstances, these documents are usually prepared one to two days before your closing. Other documents are prepared by the closing agent the day before or the day of your closing. If you would like copies of the completed documents to be sent to you after they are prepared, please contact your Loan Officer.
The closing agent acts as our agent and will represent us at the closing. It is also possible for your Loan Officer or Realtor to attend the closing to assist you with any additional questions you might have. However, whether your Loan Officer attends the closing or not, you will be contacted prior to closing to talk about your final documents and to provide a final breakdown of your closing fees. If you have any questions that the closing agent can't answer during the closing, ask them to contact your Loan Officer by phone and we'll get you the answers you need - before the closing is over!
If you won't be able to attend the loan closing, contact your Loan Officer to discuss other options. If someone you trust is able to attend on your behalf, you can sometimes execute a Power of Attorney so that this person can sign documents on your behalf. In other cases, we're able to engage a mobile notary to come to your location. We're sure to have a solution that will work in your circumstances.
We use a wide network of closing agents and attorneys to conduct our loan closings. We'll schedule your
closing to take place in a location that is located near you for your convenience.
We'll deliver our loan documents to the closing agent or attorney prior to closing so that they'll have plenty of
time to prepare for your closing.
Yes, if a mortgage product is selected that requires Consolidated Community Credit Union to release the loan to a third party for servicing, that company's rules would apply and they should be contacted for available options. Generally, most companies have automated monthly payment options available.
click link below to login to Online Banking
