THE FREE CHECKING ACCOUNT

APY= Annual Percentage Yield. Rates as of 12/14/2017. Minimum opening balance of $25.00. To receive the 2.02% APY on balances up to $20,000, Peak Checking accounts must be enrolled in eStatements, must have a payroll, social security or pension direct deposit each month, at least one log-in to the CCCU online banking system each month and a minimum of 12 debit transaction each month (ATM transactions do not count toward the debit card requirements). The 12 debit transactions must be posted to the account prior to the last day of each month regardless of when the transaction was conducted. All account requirements must be met by the last day of the month to qualify for the higher dividend rate. The cycle for each month begins on the first day of each month. If account requirements are not met, the rate will be .05% APY. See credit union for more details.