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Loan Payment Protection

Discover all the ways CCCU can help keep you covered. 

Payment Protection Benefits

When life throws you a curveball, be one step ahead with Loan Payment Protection from CCCU. Enjoy added security from potential delinquency, default, or foreclosure if a protected life event unexpectedly happens to you.
Couple on computer setting up payment protection.

One Payment

The cost of Payment Protection is billed monthly and included in your monthly loan payment.

Budget Friendly

Add Payment Protection to your eligible CCCU loan at an affordable price.

Plan Ahead

Set your future up for success, regardless of unexpected income loss.

Peace of Mind

You can breathe easy knowing your investment and good name are protected.

Which life events are protected?

When you add Payment Protection to your eligible CCCU loan, you get added security from potential delinquency or default if a protected life event unexpectedly happens.

Protected events include:

  • Loss of life, including those caused by acts of war
  • Disability, including those caused by acts of war
  • Involuntary unemployment

Note: Loan protection is not available for Home Equity Lines of Credit (HELOC) or Mortgages.

Ask a CCCU Loan Officer for more information about Loan Payment Protection.

Woman who is protected from life events with loan protection.

What our members are saying:

“What I liked about CCCU was that they helped me get my first credit card without withholding our money.”

Albano R.

“My credit score was dinged due to a fraudulent unpaid cable bill. Nick was awesome, finding out the root of its bogusness and giving me advice on how to get it taken off my credit score. He was spectacular!”

Reed B.

“I've belonged to other larger credit unions before this one and - although the atmosphere in them was certainly better than a typical bank - I found the loan services in the other credit unions to be exactly like a normal bank, relying in the end on standard algorithms. This group was the only credit union (or bank) that I encountered where a single person worked with me from start to finish (no separation between sales and loan officer), and the only credit union that really took a careful individual look at assets, history, etc.   So...I highly recommend them for both everyday banking and loans.”

John C.