Your Credit Union. Your Benefits.

For nearly 70 years, we’ve been putting our members first. Explore the many perks of becoming a CCCU member-owner.

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Bank Locally, Live Simply.

At CCCU, we offer all the products and services like the big guys, but with a focus on our members' best interests and helping the communities we serve.

Ready to join but unsure if you're eligible? Check our membership eligibility guidelines or keep scrolling to learn more about benefits!

Financial Tools

When you become a member, you'll have access to our full slate of online and mobile banking tools, plus 5,600+ Shared Branches and 30,000+ surcharge-free ATMs nationwide to help you manage your money whenever, wherever.

Stellar Service

Enjoy faster, more personalized service that's tailored to your financial needs when you bank locally with CCCU. You'll even get a complimentary consultation with a friendly, experienced Wealth Management advisor!

Competitive Rates

As a not-for-profit financial institution, we pass our earnings on to members in the form of lower loan rates and higher dividends on deposit accounts, like our always-popular Apex Checking Account.

Security

At CCCU, your deposits are insured by the NCUA up to $250,000 per share owner for each account ownership category you have with the credit union. We are financially sound, and your assets are safe with us.

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Special Offers & Incentives

Get the most out of your CCCU membership by taking advantage of these great offers.

Get $100 When You Open a Checking Account with Direct Deposit

Simply complete these 4 steps¹ and $100 will be deposited into your account within 14 business days!

1) Open a checking account with direct deposit²
2) Make at least eight debit transactions
3) Log into Online Banking at least once
4) Have a valid e-mail on file

¹Checking account cannot be overdrawn at any time. Offer subject to end without notice. Only valid for new checking accounts. See credit union for full details.
²Deposit must be entire paycheck.

Incentives will be deposited into account within fourteen business days after meeting all qualifications. Incentives received are subject to IRS 1099-INT reporting.

Membership eligibility required. All new accounts are subject to CCCU standard account membership terms and disclosures. We reserve the right to change or end this promotion at any time.

Refer a Friend and You Both Get $25

Earn $25 just for sharing the CCCU love! Refer a friend, family member, or coworker to us, and you'll both get $25 when they open their account and mention your name.³

³Incentives will be deposited into account within fourteen business days of account opening. Incentives received are subject to IRS 1099-INT reporting.

Membership eligibility required. All new accounts are subject to CCCU standard account membership terms and disclosures. We reserve the right to change or end this promotion at any time.

Open a Youth Account and CCCU Will Deposit $50 to Help Jumpstart Their Savings

Starting a Youth Savings Account at an early age can help your child (or grandchild) learn more about money management, saving for the future, and other areas of personal finance. Plus, we'll deposit the first $50 so they can start saving.⁴

STEP 1:
Call or email us to open the Youth Savings account. You'll need the child's personal information including their Social Security Number.

STEP 2:
As a joint owner on the account, you have the option to set up recurring deposits - and help them save. You could also visit the credit union each month to make a deposit together!

STEP 3:
Talk with them about money, using real-life examples from your own life. Once they turn 18, their account will convert into a Primary Savings Account.

⁴Account must be opened for a new member age 17 and under. $50.00 savings incentive will be deposited into account within fourteen business days of account opening. Incentives received are subject to IRS 1099-INT reporting.

Membership eligibility required. All new accounts are subject to CCCU standard account membership terms and disclosures. We reserve the right to change or end this promotion at any time.

High-interest Checking Account

Visit our Apex Checking page to learn how you could earn BIG just for having direct deposit!

Money Management Tools

Take control of your finances with help from CCCU.

At Your Fingertips

Stay on top of your finances, avoid a trip to the branch, and enjoy access to your accounts 24/7. Discover the many time-saving tips our secure mobile banking app offers.

Get The App

Free Credit Report

Downloading your credit report is easy and free with annualcreditreport.com. Once you download yours, meet with one of our Member Advisors for a credit report review.

Schedule Now

30,000+ ATMs

Use the CO-OP locator to find Shared Branches and surcharge-free ATMs worldwide. You're never far away from your money when you choose CCCU!

View Locations

Free Resources

Browse our free library of financial guides, blogs, and articles that feature time and money-saving tips, plus advice that can help you achieve your financial goals.

Resources

What our members are saying:

“I've been a member since it was Jantzen Federal Credit Union. Now I have moved from The Big City but keep my account there. Customer service is excellent. Some of the larger Credit Unions lack the personal connection CCCU has. And I really support the member-owned idea, as opposed to for-profit banks (who seem to always be tweaking the rules and charges to extract money from their customers).”

Markus O.

“I have been a member in some capacity for almost 40 years. I no longer live in OR but have continued to do my banking with CCCU for almost 15 years. I could not be happier with my experience.”

Michael P.

“The absolute best customer service!!! They know me by name. They respect my time. They are kind to my kids. And, because of my direct deposit, I don't have a monthly fee! This bank made living through the pandemic just a little bit more bearable.”

Name Sofia S.

Frequently Asked Questions

What's the difference between a credit union and a bank?

Credit unions are member-owned financial institutions that have a not-for-profit structure. Banks are typically for-profit corporations that are owned by their investors. When you put money into a credit union, you're actually buying shares of that credit union, making you part owner. The fundamental differences between a credit union and a bank are price and service. Across the board, products and services at a credit union are a better value and the number of employees per member are always more favorable at a credit union versus a bank.

Can anyone join?

Explore our membership eligibility requirements.

Why join CCCU?

Because we truly care about the financial well-being of our members and will always look out for your best interests. We have been in the Portland and Hood River areas for decades and take being your credit union seriously. We also offer a wide variety of superior financial products and services that simplify the lives of our members, but the real difference is in our point of view. We work to improve your life through quality banking products, not make our stockholders double digit returns at your expense.

Where are your locations?

Discover all of our branch locations, ATMs, and CO-OP Shared Branching locations.

Why bank locally?

If you've recently relocated, you may have heard that taking advantage of the benefits of a local credit union are enormous. Banking locally as well as taking advantage of stellar rates and in-town service are just the beginning of the benefits. Did we mention our high-interest Apex Checking Account and stellar customer service? When searching for a place to bank, borrow, and invest, look no further than CCCU!