Personal, Loans, Access, and Investing, Policies, Disclosures

PERSONAL

Banking doesn't have to be a hassle. Consolidated Community Credit Union offers easy and convenient ways to access your accounts anytime and anywhere.


AUTO & RV Loans


NEW AND USED
AUTO LOANS

Up to 84-month terms
100% financing available

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NEW AND USED
RV LOANS

Up to 84-month terms
100% financing available

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Auto & RV Loans
LOAN CALCULATOR AUTO TOOLS



Start the application process today by applying online or contacting one of our seasoned loan professionals at 503.232.8070. We’ll have you in your new vehicle in no time! Already at the dealership and don’t want to leave? Apply through Credit Union Direct Lending (CUDL). Just tell the financing manager that you’re a CCCU member and they’ll take care of the application process!

CREDIT UNION HOME LOANS & MORTGAGE SOLUTIONS


Whether you’re a first-time homebuyer purchasing a new Portland home or refinance your current home loan, getting a mortgage from a credit union can save you money. Let CCCU help you find a mortgage product that fits your needs!

TRADITIONAL
FIXED RATE
MORTGAGES

We offer a variety of mortgage solutions with terms up to 30 years and fixed interest rates for the entire life of the loan including Federal Housing Administration (FHA) loans.

ADJUSTABLE
FIXED RATE
MORTGAGES

Applying for an adjustable fixed rate mortgage is easy. Choose adjustable rates with terms over 3, 5, or 7-years.

100%
HOME LOAN
FINANCING

Our Community Home Loan offers 100% financing* on approved properties or income-approved borrowers.

Consolidated Community Credit Union Home Loans

CREDIT UNION HOME LOAN RESOURCES

Use our simple mortgage calculator to calculate your mortgage payments, interest rates, and loan amounts. See our mortgage resources to learn more about Consolidated Community Credit Union’s mortgage terms and programs.

MORTGAGE CALCULATOR MORTGAGE RESOURCES



Still have questions about home loans, mortgage rates, or how to buy a house in Portland? Check out our mortgage resources page, e-mail, or give us a call - we'd be more than happy to help!

HOME EQUITY


HOME EQUITY LINE OF CREDIT

A Home Equity Line of Credit is a great way to finance all of life's projects – sprucing up the kitchen, buying a boat, helping your kids through college or consolidating those high-interest credit cards. No matter the size, a line of credit is affordable, easy to access and always there for you. Best of all, you’ll have no set-up fees*, no annual fee, 15 years to access the line, and local underwriting.

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*CCCU will pay standard set up costs up to $300 including a desktop appraisal (for primary residences only). If the line is closed within 3 years, the member will be required to reimburse those costs at the time of closing. If a full appraisal or other non-standard costs are necessary, borrower will be responsible for those charges. See credit union for complete details.

HOME EQUITY LOANS

Not looking for a line of credit, but want to tap into your home’s equity? Don’t worry, we have a great product for you; it’s a fixed-term equity loan. Terms loans can be 5 years or up to 15 years, creating a payment that will fit your budget. Don’t want an adjustable rate, no problem we also have fixed rate options. Flexibility is the key with this product and like all of our loans, the rates and fees will always be easy on your wallet.

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VISA® CARDS


  • VISA SIGNATURE REWARDS
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    VISA CLASSIC
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    VISA GREEN
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  • VARIABLE RATE STARTING AT:
    9.65% APR for purchases
    11.65% APR for cash advances
    VARIABLE RATE STARTING AT:
    8.65% APR for purchases
    10.65% APR for cash advances
    FIXED RATE OF:
    9.95% APR
  • ANNUAL FEE
    None
    ANNUAL FEE
    None
    ANNUAL FEE
    None
  • BALANCE TRANSFER FEE
    None
    BALANCE TRANSFER FEE
    None
    BALANCE TRANSFER FEE
    None
  • CASH ADVANCE FEE
    3% of Amount Advanced
    CASH ADVANCE FEE
    3% of Amount Advanced
    CASH ADVANCE FEE
    None
  • BENEFITS & BEST USES
    • Earn rewards on every purchase:
    - cash back
    - airline miles
    - gift cards
    - and much more
    • Smart chip technology (EMV)
    • Ideal for members who pay their
    balance in full each month
    BENEFITS & BEST USES
    • Lowest rate card we offer
    • Smart chip technology (EMV)
    • Ideal for members who want to
    save money on interest costs


    BENEFITS & BEST USES
    • Fixed rate - good for members
    who don’t want to worry about
    rising interest rates
    • Smart chip technology (EMV)
    • Ideal for members who do a lot
    of cash advances

PERSONAL LOANS


PERSONAL LOANS & LINES OF CREDIT

A personal credit line or loan is ideal for expenses that fall between everyday credit card purchases and larger expenses that can be financed with the equity in your home. It's also a good choice for homeowners with little equity or who prefer not to use it.


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BICYCLE LOANS

Whether it’s running, hiking or biking, the Pacific Northwest provides the perfect canvas for Portlanders to lead active and healthy lifestyles. In order to support these lifestyles, CCCU offers a hassle-free bicycle lending program*.
* $5,000 maximum loan, 36-month term with a minimum $75 payment. See CU for details.


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