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Banking doesn't have to be a hassle. Consolidated Community Credit Union offers easy and convenient ways to access your accounts anytime and anywhere. From mobile deposit to nationwide account access, we make your finances easy so you can get on with your life.
Banking doesn't have to be a hassle. Consolidated Community Credit Union offers easy and convenient ways to access your accounts anytime and anywhere.
Whether you’re a first-time homebuyer purchasing a new Portland home or refinance your current home loan, getting a mortgage from a credit union can save you money. Let CCCU help you find a mortgage product that fits your needs!
We offer a variety of mortgage solutions with terms up to 30 years and fixed interest rates for the entire life of the loan including Federal Housing Administration (FHA) loans.
Applying for an adjustable fixed rate mortgage is easy. Choose adjustable rates with terms over 3, 5, or 7-years.
Our Community Home Loan offers 100% financing* on approved properties or income-approved borrowers.
A Home Equity Line of Credit is a great way to finance all of life's projects – sprucing up the kitchen, buying a boat, helping your kids through college or consolidating those high-interest credit cards. No matter the size, a line of credit is affordable, easy to access and always there for you. Best of all, you’ll have no set-up fees*, no annual fee, 15 years to access the line, and local underwriting.
RATES APPLY NOW*CCCU will pay standard set up costs up to $300 including a desktop appraisal (for primary residences only). If the line is closed within 3 years, the member will be required to reimburse those costs at the time of closing. If a full appraisal or other non-standard costs are necessary, borrower will be responsible for those charges. See credit union for complete details.
Looking to build an Accessory Dwelling Unit (ADU)? We offer some fantastic ADU loan options to add more livable space to your property and create the potential for additional income.
FEATURES:Borrow funds using the existing equity in your home. Fees can be financed into the loan to include set up costs (typically ~$325 with desktop appraisal).
Borrow funds using the value of your home after the ADU is completed. Fees can be financed into the loan and include set up costs (typically ~$325), appraisal (~$550-$1,500), 1% origination fee, and $500 inspection fee.
For current rates and program details, please call the credit union.
A personal credit line or loan is ideal for expenses that fall between everyday credit card purchases and larger expenses that can be financed with the equity in your home. It's also a good choice for homeowners with little equity or who prefer not to use it.
Whether it’s running, hiking or biking, the Pacific Northwest provides the perfect canvas for Portlanders to lead active and healthy lifestyles. In order to support these lifestyles, CCCU offers a hassle-free bicycle lending program*.
Disclaimer: If putting less than 20% down or an FHA loan, you may have Mortgage Insurance (MI), which will be an additional monthly charge.
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